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Equipment Refinancing Solutions

Refinance your equipment to free up cash, lower your payments, and maintain smooth, uninterrupted operations across all your projects.

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Flexible Refinancing Solutions to Optimize Your Assets

Regardless of your current equipment needs, refinancing lets you unlock cash tied up in your existing assets. Long-life equipment with an established resale value can be refinanced to improve cash flow and reduce payments without disrupting operations.

Our flexible refinancing solutions help you lower monthly costs, reinvest in growth, upgrade equipment, and manage unexpected expenses. Keep your operations running smoothly and maintain the flexibility to respond to changing business demands across every part of your business.

Features of Our Equipment Refinancing

Our working capital loans come with a variety of features designed to meet the specific financial needs of your business. Whether you need flexibility in repayment or the ability to pay off your loan early, we offer solutions that are both convenient and adaptable.

Quick Cash for Working Capital
You Retain Ownership
Flexible Long-Term Leasing

Estimate Your Equipment Financing Payment

Find out how affordable your next equipment investment could be. Use our quick calculator to get an estimated monthly payment — no credit impact.

Requirements

To qualify for our equipment refinancing, your business should meet the following criteria:

Existing Equipment Ownership

The asset being refinanced must be already owned (paid off) or near payoff, and have a verifiable market value to be used as collateral.

Solid Business History

The business must have been operating for at least 2 years with stable revenue and adequate credit history.

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Equipment Refinancing FAQ

Equipment Refinancing is the process of obtaining a new loan by using equipment you already own and have paid for as collateral. It is an effective way to generate cash working capital without having to take on new unsecured debt.

We accept a wide range of equipment, including construction machinery, commercial vehicles, manufacturing equipment, medical equipment, and high-value IT equipment. Qualification depends on the asset’s age, condition, and market value.

Our approval process is very fast. Most applications are reviewed and approved within 24 hours, allowing you to access funds quickly for urgent needs.

Our team of experts will work with independent appraisers if necessary, but generally, we use the current fair market value to determine the amount of financing you can obtain through refinancing.