Skip to content

Estimate Your Payments – Try Our Leasing Calculator!

NewCap Leasing - Canadian Equipment Financing
  • About
  • ServicesExpand
    • Services
      • Equipment Financing
      • Equipment Refinancing
      • Business Loans
      Quick Links
      • Industries
      • Contact a Leasing Expert

      Get approved fast — most applications reviewed within 24 hours.

  • IndustriesExpand
    • Industries
      • Agricultural
      • Construction
      • Fitness
      • Hospitality
      • IT Equipment
      • Manufacturing
      • Medical
      • Mining
      • Software & Office
      • Transportation
      • Other
      Quick Links
      • Services
      • Contact a Leasing Expert

      Get approved fast — most applications reviewed within 24 hours.

  • Lease Calculator
  • Contact
Apply Now
NewCap Leasing - Canadian Equipment Financing
CONTACT US
Home » Services » Business Loans

Flexible Working Capital Loans for Your Business

Running a small or medium-sized business smoothly requires access to flexible working capital. Our loans provide the funds you need to cover daily expenses, manage unexpected costs, and keep your team moving forward.

Apply Now

Cash Flow Freedom

Our flexible financing options offer terms of up to two years, giving you the room needed to manage cash flow effectively, stay agile, and keep moving forward. When funds are tight, businesses often need emergency financing or extended vendor terms — moves that can otherwise hinder operations or slow down growth.

Keep your projects on track and your team productive with financing solutions designed to handle peak seasons, unexpected expenses, and the demands of fieldwork — giving you peace of mind so you can focus on getting the job done right.

Flexible Payment Options

Whether you need flexibility in repayment or the ability to pay off your loan early, we offer solutions that are both convenient and adaptable.

Requirements

To qualify for our working capital loans, your business should meet the following criteria:

Your business has been in operation for more than six months

We support businesses that have been running for at least 6 months, ensuring stability and growth potential.

A minimum of $10,000 in monthly sales

Your business should have a consistent monthly revenue of $10,000 or more to qualify for our loan options.

Apply Now Lease Calculator

Business Loans FAQ

We offer a variety of business loan options, including working capital loans, equipment financing, short-term loans, and more. Each loan is designed to suit the specific needs of your business, whether you’re looking for quick cash flow support or long-term financing.

To qualify for a business loan, your business must have been in operation for at least 6 months and generate a minimum of $10,000 in monthly sales. Additionally, we require basic financial documentation to assess your business’s financial health.

Our business loan approval process is fast and efficient. Most applications are reviewed and approved within 24 hours, allowing you to access funds quickly to keep your business running smoothly.

Yes, we understand that every business has unique financial challenges. We evaluate applications based on various factors, including cash flow and business stability, not just credit scores. Reach out to discuss the options available for your business.

Repayment terms vary depending on the type of loan you receive. We offer flexible repayment options, including weekly or monthly installments, and can tailor the schedule to suit your business’s cash flow needs.

Get Your Free Lease Quote

Fill out the quick form below — our team will confirm your best available rate within one business day.

Name

Ready to See Your Financing Options?

Tell us a bit about your equipment needs and we’ll recommend flexible lease options that fit your cash flow.

  • Fast 24-hour approvals
  • 100% financing available
  • Works with new & existing businesses

We’ve got real people standing by to listen and answer your questions.

Founded in 2012, NewCap Leasing supports businesses across Canada with practical equipment financing solutions. We specialize in flexible payment options, quick approvals, and working with industries traditional lenders often overlook.

Quick Links

  • About
  • Services
    • Business Loans
    • Equipment Leasing
    • Equipment Refinancing
  • Lease Calculator
  • Contact

Industries

  • Agriculture
  • Construction
  • Fitness
  • Hospitality
  • Information technology
  • Manufacturing
  • Medical
  • Mining
  • Software & Office
  • Transportation
  • Other

Get in Touch

  • Phone: (416) 645-0286
  • Email: info@newcapleasing.com
  • Office: 222 Norfinch Drive, Toronto, ON M3N 1X8
Facebook Instagram Linkedin

© 2026 NewCap Leasing Inc. | Web by PlusROI

  • Privacy Policy
  • Terms and Conditions
  • About
  • Services
    • Business Loans
    • Equipment Leasing
    • Equipment Refinancing
  • Industries
    • Agriculture Equipment
    • Construction Equipment
    • Fitness Equipment
    • Hospitality Equipment
    • IT Equipment
    • Manufacturing Equipment
    • Medical Equipment
    • Mining Equipment
    • Software & Office Equipment
    • Transportation Equipment
    • Other
  • Lease Calculator
  • Contact